Arad Levertov is the founder of Sunbit an Ex-Enova employee; a buy now, pay-over-time solution. He was invited to find out how he did it. Today’s guest is someone who was new the US but had a great job and was making good money. So imagine how surprised and embarrassed he was when he was turned down for a Costco credit card when shopping with his family.

That experience led him to look deeper into the market and see that there was a big opportunity to make credit more available for non-discretionary purchases.